Summa Theologica by St. Thomas Aquinas
XP: Treatise On Contrition
Q[27] Of Those Whom Indulgences Avail
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We must now consider those whom indulgences avail: under which head there are four points of inquiry:

A[1] Whether indulgences avail those who are in mortal sin?

A[2] Whether they avail religious?

A[3] Whether they avail a person who does not fulfill the conditions for which the indulgence is given?

A[4] Whether they avail him who grants them?